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About us

Let's embark on the journey of how it all started

Our pledge to excellence in providing personalized mortgage solutions for your unique path to financial success and homeownership.
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OpenDoors Mortgage Solutions,
We are here for you!

Welcome to Open Doors Mortgage Solutions, where we are dedicated to helping you unlock the doors to your dream home.

Hi, I am Rachel and  With over 10 years of experience in consulting and logistics and a Master’s degree in Supply Chain Management from Bar Ilan University, I bring a unique blend of expertise and dedication to guiding you through the mortgage process with ease and confidence.

As a licensed Mortgage Loan Officer and Realtor, I’m passionate about assisting individuals and families in finding the perfect loan solutions tailored to their unique needs. I prioritize faith, family, and service, ensuring that every client receives compassionate care and transparent guidance.

Beyond my professional life, I’m a proud mom of two, an enthusiastic beagle lover, and an avid traveler who thrives on exploring the world’s beauty. My goal is to make your journey toward homeownership a smooth and rewarding experience, grounded in trust and integrity.

Let’s open the doors to your future together!

What you need to know

Our simple home loan process

1

Pre-Approval

Before house hunting, potential buyers should get pre-approved for a mortgage. This involves submitting financial information to a lender who then evaluates credit history, income, debts, and assets to determine your loan terms.

2

Loan Application

Once pre-approved, buyers can start looking for a home within their budget. After finding a property and agreeing on the price, they formally apply for a mortgage. This step requires updated detailed financials and documentation.

3

Lock Rate

When you lock in a rate, you and the lender agree to a specific interest rate for your mortgage. This rate remains unchanged irrespective of market fluctuations during the lock period. The lock-in period usually ranges from 15 to 60 days.

4

Loan Processing

The lender processes the application, which includes verifying all the information provided by the applicant. They may request additional documents or clarification. During this stage, an appraisal of the property is also conducted to assess its market value.

5

Underwriting

In this critical phase, the underwriter reviews all documentation and decides whether to approve or deny the loan based on criteria like credit score, debt-to-income ratio, and property value. This is where the lender takes on the financial risk of the loan.

6

Closing

The final step is closing. This involves signing a variety documents that finalize the mortgage process. The buyer typically pays the closing costs, and the ownership of the property is transferred. Once this is completed, the buyer is now the new owner of the home!
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we’re excited to work with you! Enjoy a hassle-free process with zero impact on your credit score, minimal documentation, and complete transparency
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  • No impact on credit score
  • No hidden costs
  • No documents required
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